Cut costs & extend terms risk-free
Lower overhead, eliminate risk, and streamline your net terms operation with Balance's automated net terms solution and 0 DSO guarantee.
of credit and AR
Balance assumes the risk
including SMBs
Say goodbye to bad debt and high overhead.
Get paid on invoice
due date, no matter what.
Let Balance own the credit risk for all net terms qualified buyers
- Receive guaranteed payment on payment due date regardless of late payments
- Enjoy credit risk mitigation by Balance
- Get AR coverage to prevent credit loss, even if buyers don’t pay
Approve 4x more SMB buyers at no extra cost.
Underwrite your long-tail buyers without the added overhead costs and risk
- Achieve industry-best approval rates, even for SMBs
- Leave decisioning to our advanced risk models, powered by real-time proprietary data for accurate assessments
- Easily qualify and onboard thousands of buyers and increase their credit limit dynamically over times
Simplify the credit application process.
Give buyers streamlined, online applications and reduce the workload of credit teams.
- Remove friction of paper applications with a fully online, user-friendly flow
- Provide credit approvals in minutes rather than 3-14 days
- Build trust with your customers via a seamless,
fully white-labeled experience
Enhance buyer experience with automated AR
Let Balance handle AR processes to accelerate collection and keep buyers purchasing.
- Automated cash application with high match rates ensures fast reconciliation.
- Buyer payments portal gives buyers invoice visibility and accelerates collection.
- Automated dunning and smart debiting from connected accounts reduces failure instances and maximizes collection.
“By involving automation and eliminating manual triggers
or actions for each step of the cycle, we improved the customer experience.”Ankit Gupta /CFO, Nandansons
Schedule a 20-minute consultation to secure a custom offer with better rates.
About
Balance provides solutions that eliminate inefficiencies in the Order-to-Cash process. Our integrated platform connects payment processing, credit risk management, embedded financing, and AR automation to help B2B merchants achieve significant cost, time, and resource savings.
B2B Payments
Power your omni-channel sales with all the payment methods and terms your buyers prefer
Explore our B2B Payments
Digital Trade Credit
Offer net terms at scale with industry-best approval rates
AR Management
Automate your AR workflows, provide cross-team visibility and reduce DSO
Explore our AR Management