Fast and Easy Home Loans for All of Nevada
30 year fixed rate mortgages as low as 6.409% APR1 + explore down payment assistance options2
Greater Nevada Mortgage is here to help you meet your goals—like buying your first or next home, refinancing your loan, tapping into your home's equity, and purchasing land in the Silver State. We also prioritize speed for clients, with an average turnaround of only 21 days from application completion to ready-to-close for purchase loans!3
For All Your Homeownership Goals
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Own your first home
Benefit from our personal guidance and gain access to first-time buyer programs.
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Buy your next home
Explore a wide range of loans and access to down payment assistance programs available to experienced, eligible homebuyers.
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Refinance and save
Take advantage of competitive rates and the opportunity to take cash out.
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Tap into home equity
Get cash for home improvements, debt consolidation, and more with a Home Equity Line of Credit (HELOC).
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Purchase land in Nevada
We're here to help if you want to invest in a vacant lot of up to 10 acres in the Silver State to build a home in the future.
Stories to Inspire You
Greater Nevada Mortgage takes care of their customers in a very professional and timely matter.
Very simple, very cooperative, just overall, a pleasant experience… and that’s NOT always true of getting a home loan!
Great service, knowledgeable, courteous, proficient, and understanding, plus great rates.
Down Payment Assistance Opportunities
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Launchpad by Nevada Rural Housing
Qualified first-time and experienced homebuyers can access to up to 5% in assistance toward the down payment and closing costs, paired with an affordable conventional or government-backed mortgage, through the Launchpad Homeownership program.
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Workforce Initiative Subsidy for Homeownership (WISH) Grants by Federal Home Loan Bank of San Francisco
Transitioning from renting to owning your very own home is easier with a WISH grant. This program offers eligible low- to moderate-income households 4-to-1 matching grants applicable toward a down payment and closing costs.
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Middle-Income Downpayment Assistance Grants by Federal Home Loan Bank of San Francisco
Rising home prices shouldn’t stop middle-income households from exploring the road to homeownership. This program offers grants up to $50,000 to qualified families and individuals toward down payment and closing costs.
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Home At Last by Nevada Rural Housing
Available to both first-time and experienced homebuyers, this program offers up to 4% in down payment assistance in the form of a 0% interest, 30-year forgivable second mortgage. The assistance can go towards the down payment or closing costs and has no maximum purchase price.
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Home is Possible by Nevada Housing Division
For first-time or experienced buyers, enjoy up to 4% down payment assistance in the form of a 30-year non-forgivable second mortgage. Financing is available for manufactured homes, and this assistance is forgivable for teachers.
More affordable homeownership
Greater Nevada's mission is to help more people Live Greater, including making homeownership a reality for more Nevadans. Maximize your purchasing power and help keep your monthly payment lower when you choose us.
Buydown program
Save money early on with our 2-1 Buydown Program. When agreed upon with the seller, this special mortgage program can lower your interest rate by a full 2.00% for the first year, and then by 1.00% for the second year. After that, the contracted fixed interest rate goes into effect.
Make A Smarter Move
We’re ready to help you through the homebuying process from start to finish. Discover the advantages of working with our local home loan experts.
Credit for community heroes
Do you work in education, healthcare, first response, law enforcement, or the military? Whether you’re on the front lines or providing crucial support in the background, you could receive an exclusive $750 credit towards the appraisal on your new mortgage with us.4
Keys to Greater
Join us to help end homelessness in Nevada through our Keys to Greater program. With every new mortgage or refinance, a portion of the revenue is donated to nonprofit organizations that address homelessness in our communities.
1 Annual Percentage Rate (APR) is based on a loan amount of $450,000 at 80% Loan-to-Value with a credit score of 700 for conforming loans. Rates and fees are subject to change without notice. Membership with Greater Nevada Credit Union is required prior to loan funding, which is open to anyone living or working in any of Nevada’s 17 counties and members of their immediate family.
2 For qualified borrowers. Not all applicants will qualify. Additional terms and conditions apply. Greater Nevada Mortgage is neither affiliated with nor endorsed by Nevada Rural Housing, Nevada Housing Division, or Federal Home Loan Bank of San Francisco.
3 Average purchase loan turnaround time is based on application completion to final approval, with all required conditions and guidelines being met awaiting the Close of Escrow date, for January 2025. This is not a guaranteed timeframe for all loan applications. Each loan transaction is different, and individual turnaround times will vary.
4 An appraisal fee discount of up to a maximum of $750 (or actual cost of appraisal if less) on a first mortgage transaction will be credited to the borrower at close of escrow. Costs imposed by other third parties such as: Escrow, Title Insurance and Recording Fees will not be discounted.
