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Loyalty Program Trends 2025 report

Since 2020, the Loyalty Program Trends Report has delved into the dynamic area of loyalty marketing across diverse domains. 

Now, we continue exploring critical obstacles, unfolding trends, investment focal points, and the loyalty aspirations outlined by our participants by offering an unfiltered insight into the trajectory of loyalty in 2025 and beyond. 

Who are the loyalty experts behind the report?

As with earlier editions of the report, we conducted thorough interviews with the loyalty industry's top experts. As a result, the report boasts responses from 200+ loyalty professionals working in-house, independently, and at agencies all over the world.

The shared industry experience of our customer loyalty trends respondents covers companies such as Kaufland, Decathlon, Loyalty Reward Co, MAF, Stratlx, VFC, Deltin, Nedbank, Vision Express, Virgin Active, Denmark Street Marketing, Broetje, QBF Consulting, Kubismart, TLC Marketing, Krigga, Salomon, Smart Insight, Deloitte, Carrefour, Dormeo Home, Medicover, Mitera Health, CC Panama, Curamando, Bergner Europe, and many more.

Top brands that participated in the loyalty survey.

What do the experts say?

Lilianna Orzechowska

Lilianna Orzechowska

Global CRM Lifecycle Lead at Shell

What challenges do you see for loyalty marketing in 2025?

In 2025, one big challenge in loyalty marketing will be creating personalized experiences for each customer without overwhelming them and the loyalty teams. People expect brands to know their preferences and deliver relevant offers, but doing this on a large scale can be tricky. AI and machine learning will be a must in analyzing customer data, but we need to find the right balance between personalization and respecting privacy, especially with stricter data protection laws.

How do you see the future of loyalty programs over the next 2-3 years?

The answers to this question often feel repetitive, emphasizing personalization, emotional connections, and omnichannel experiences year after year. Many brands stick to the same strategies, repackaging old ideas without pushing loyalty's boundaries. This "sameness" stems from risk aversion. Brands cling to familiar tactics like points, discounts, and basic personalization, fearing customer loss or financial impact. While AI and data are hailed as game-changers, most companies use them predictably – making minor improvements instead of truly transforming the customer experience. The real problem is overly transactional loyalty programs that fail to foster genuine, lasting connections. Without bold, innovative approaches – like shared values, radical experiences, or abandoning the points model – brands risk losing relevance.

Pavel Los vyměnil Shell za Oracle - Zboží a Prodej – zprávy z retailu
Pavel Los

Pavel Los

Loyalty and customer engagement consultant at New World Loyalty

What challenges do you see for loyalty marketing in 2025?

The overall customer experience increasingly drives loyalty, not just reward mechanics. While incentives remain crucial, they only work if the preceding marketing message is relevant, the client is recognized in-store, and benefits tied to their status and purchase history are automatically available. For instance, special pricing or information about a product they viewed online is available in-store for them to try on.

How do you see the future of loyalty programs over the next 2-3 years?

Within loyalty programs themselves, the key will be proving that they may generate similar results as discounts at way lower costs, personalization (of promotions and rewards), mobile experiences (leveraging gamification, AI, and VR), instant rewarding (focusing on surprise & delight or challenges over traditional point accumulation), innovative uses of the subscription economy, and increasingly strategic partnerships.

The full Loyalty Program Trends 2025 report includes 20 additional interviews. Get your copy now! 

The best and premium loyalty programs

The Loyalty Program Trends 2025 report highlights the industry leaders in loyalty innovation, from premium perks to personalized engagement strategies. Top names like Amazon Prime, Starbucks Rewards, and Sephora Beauty Insider consistently rank among the best, with programs that go beyond standard rewards to deliver high-value experiences tailored to lifestyles.

What sets these programs apart?

Each offers unique benefits, from exclusive access and birthday rewards to early-bird sales and VIP-only events. The report also reveals how premium programs are driving loyalty in sectors like travel and retail, where memberships are designed to fit seamlessly into customers' everyday routines, making loyalty feel like an essential benefit, not an add-on.

What is the loyalty program trend for 2025?

Schemes in 2025 are all about personalization and creating deeper connections with loyalty members. People want more than just loyalty points and discounts – they're looking for experiences that feel special and tailored to them.

We're seeing brands use AI and customer data to offer real-time, personalized rewards and seamless experiences across both online and physical stores.

Gamification is becoming a fun way to keep clients engaged, and there's also a bigger focus on sustainability, with eco-friendly rewards gaining popularity. All this is done while keeping privacy and trust as top priorities.

What are the four stages of loyalty?

Loyalty isn't just about repeat purchases since various factors influence it. The four dimensions of loyalty help explain the different ways people can connect with a brand:

  1. Attitudinal loyalty. This dimension is about how a client feels about a brand, encompassing their emotional attachment and general attitude toward it.
  2. Behavioral loyalty. This refers to the actions current customers take, like making repeat purchases or consistently choosing the same brand over competitors.
  3. Cognitive loyalty. Shoppers in this dimension believe logically that a brand offers the best value or solution, and their loyalty is driven by rational thought.
  4. Emotional loyalty. This is a more profound connection where buyers feel strongly about the brand because it resonates with them on a personal level, leading to long-term loyalty.
Four stages of loyalty.

Understanding these dimensions helps brands cater to both the head and heart of their clients, creating more meaningful relationships.

What are the four types of loyalty?

Not all loyalty looks the same – people can engage with brands in different ways based on their level of attachment and satisfaction. The four types of loyalty highlight these varying degrees of commitment:

  1. No Loyalty. This is when shoppers feel no connection to a brand and don't have any preference, often switching to competitors without hesitation.
  2. Inertia loyalty. Here, buyers stick with a brand out of habit or convenience, but their commitment is weak, and alternatives can easily sway them.
  3. Latent loyalty. Clients in this category may have strong feelings for a brand, but they don't engage as often due to external factors like price or availability.
  4. Premium loyalty is the highest form of loyalty, in which customers are deeply committed to a brand, frequently purchase it, and actively promote it to others.
Four types of loyalty.

What is a brand loyalty program?

Brand loyalty is in a state of evolution rather than outright increase or decrease. While loyalty remains strong for many consumers, there is a growing trend toward brand switching, especially as inflation and economic uncertainty make people more price-conscious.

In fact, research shows that 68% of consumers have had their spending affected by rising costs, leading them to seek better deals. However, loyalty programs that offer real value, such as cashback and personalized rewards, are helping brands retain their clients. Loyalty isn't dead, but brands need to work harder to maintain it.

What are at least three factors that influence brand loyalty?

Several factors contribute to whether people stay loyal to a brand, but three core ones are:

1. Customer experience

How a brand makes clients feel throughout their journey – from purchasing to post-sale support – has a big impact on loyalty. A positive, seamless experience increases the likelihood of shoppers returning.

2. Personalization

Brands that tailor their offerings and communications to individual preferences tend to foster stronger loyalty. People appreciate brands that "get" them and offer relevant rewards, products, or services.

3. Quality and consistency

If a brand consistently delivers high-quality products or services, people are more likely to develop trust and loyalty over time. Reliability plays a big role in keeping customers from exploring alternatives.

What are the questions on brand loyalty?

When evaluating brand allegiance, here are some common questions businesses or researchers might ask to understand customer commitment:

  1. How likely are you to recommend this brand to a friend?
  2. How satisfied are you with your overall experience with this brand?
  3. How frequently do you make repeat purchases from this brand?
  4. What is the main reason you chose this brand over its competitors?
  5. What could this brand do to improve your loyalty?
  6. Have you switched to another brand recently? If so, why?
  7. What specific features or services keep you coming back to this brand?

These questions may help you assess how strong your customer loyalty is and identify areas for improvement.

What are the statistics on consumer loyalty?

As customer behavior evolves, loyalty remains a crucial focus for brands heading into 2025. Let's look at some key statistics from recent research, combined with insights from our report:

Customer engagement in loyalty stats:

How many loyalty programs does the average person belong to? On average, U.S. consumers belong to about 16.7 loyalty programs, but they actively engage with 6-7 programs. This highlights that while many consumers sign up for multiple programs, only a select few manage to capture consistent attention​.

Increased spending through loyalty stats:

Almost 64% of loyalty program members spend more to maximize their rewards, with that number jumping to 60% for those in paid loyalty programs. Paid programs appear to drive more outstanding commitment, with consumers more likely to spend on a brand over competitors​.

Loyalty personalization stats:

As revealed in the report, 57% of brands are focusing on personalization in their loyalty strategies, whether through tailored rewards or customized communication. Personalization helps brands deliver relevant offers, which, in turn, boosts loyalty and customer retention.

Gamification & experience-based rewards stats:

One of the major trends shaping the loyalty landscape is gamification, with 45% of brands planning to invest in game-like mechanics to enhance engagement. Meanwhile, 34% of respondents are focusing on experience-based rewards, reflecting a shift toward offering memorable, personalized customer interactions over traditional points and discounts​.

Read more statistics by downloading the Loyalty Program Trends 2025 report.

A preview of the Loyalty Program Trends 2025 report.

What is the future of loyalty programs? Summary

The Loyalty Program Trends 2025 report is filled with expert insights and data-driven predictions, offering brands the guidance they need to craft schemes that are sustainable, resilient, and ready for the future. We dive into the loyalty strategies that are set to reshape customer stickiness in the near future.

One of the standout shifts is towards gamification and AI-driven personalization. These tools definitely transform loyalty programs from simple transactions into engaging, memorable touchpoints that customers actually look forward to. Imagine loyalty programs that anticipate your clients' needs, offering them rewards and elements that resonate on a personal level. That's what we're talking about!

Looking ahead to 2025, top brands will lean into seamless omnichannel experiences and predictive analytics to deliver real-time, tailored offers for each unique journey. By using consumer data, customer loyalty programs are set to foster a deep, emotional connection with clients that goes far beyond just a purchase.

So, what will be your customer loyalty trend that you'll focus on in the coming year?

The power to shape customer loyalty in 2025 is in your hands – let's see how you'll make the mark with your loyalty strategy!

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About the authors
Weronika Masternak
Content Manager
Weronika is a Content Manager with over four years of experience in loyalty and gamification. She has a deep passion for telling stories to educate and engage her audience. In her free time, she goes mountain hiking, practices yoga, and reads books related to guerrilla marketing, branding, and sociology.
Carlos Oliveira
Product Marketing Manager
Carlos Oliveira is a seasoned Product Marketing Manager with over five years of experience in loyalty and gamification strategies.
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