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Credit Card Information
Select branch location
  • Bumble Bee Hollow Rd, Mechanicsburg
  • East Pennsboro, Enola
  • Highland Park, Camp Hill
  • Leader Heights, York
  • Sporting Green Dr, Mechanicsburg
Please answer the following question(s)
For your Loan application to be considered, you must either be a member or be eligible to become a member of AmeriChoice Federal Credit Union.
TO BE ELIGIBLE TO BECOME A MEMBER, you must meet one of these requirements:
  • Live, work, worship or attend school in Adams, Cumberland, Dauphin, Lebanon, Perry or York County, PA.
  • Have an immediate family member who belongs to AmeriChoice* or who lives, works, worships or attends school in Adams, Cumberland, Dauphin, Lebanon, Perry or York County, PA. (*Some restrictions apply, for questions call 1-800-240-4364)
SELECT YOUR MEMBER STATUS BELOW:*
  • I am currently a member of AmeriChoice
  • I meet at least one requirement to become a member
Most credit cards are unsecured, which means they don’t require a deposit as collateral in case cardholders can’t pay off their debt. However, it is sometimes difficult for members with bad credit or no credit history to qualify for our unsecured credit card. Our Secured Card is designed for people with bad credit or no credit and made to help improve their credit worthiness. Since these members are considered a bigger risk by card issuers, they’re required to make a minimum deposit to their Regular Share Savings Account. The deposit amount can vary, but it’s typically equal to the credit card’s credit limit. For example, if the credit limit were $300, the deposit would also be $300.

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Applicant Information

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Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.


Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
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Reference Information
Contact Information
Current Physical Address
Financial Information


Monthly Expenses


Upload Documents

If you have any documents you would like to include with your application, you can upload them here. (Acceptable document types are: .pdf, .jpeg, .jpg, .png)


Declaration
1. Have you ever been declared bankrupt or filed a petition for chapter 7 or 13?
2. Have you any outstanding judgments?
3. Are you a party to a lawsuit?
4. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
5. Have you ever had any auto, furniture or property repossessed?
6. Are you a Co-maker, Co-signer or Guarantor on any loan?
7. Is Your Income Likely to Decline in the next two years?
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Almost Done

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Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation

Congratulations

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Funds Pending

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Almost Done

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Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation

Congratulations

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Funds Pending

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Almost Done

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Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation

Congratulations

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Funds Pending

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Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Review and Submit

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Review and Submit
Credit Card Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)
APPLICANT: If you have a special Loan promotional code, enter it here:
Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Document Upload Source Selector

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Document Upload Source Selector

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Additional Applicant Information

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About Your Additional Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.


Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Date Picker
Reference Information
Contact Information
Current Physical Address
Financial Information


Monthly Expenses


Upload Documents

If you have any documents you would like to include with your application, you can upload them here. (Acceptable document types are: .pdf, .jpeg, .jpg, .png)


Co/Joint Declarations
1. Have you ever been declared bankrupt or filed a petition for chapter 7 or 13?
2. Have you any outstanding judgments?
3. Are you a party to a lawsuit?
4. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
5. Have you ever had any auto, furniture or property repossessed?
6. Are you a Co-maker, Co-signer or Guarantor on any loan?
7. Is Your Income Likely to Decline in the next two years?
*Required Field(s)
Continue no text Or Go Back

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

*Required Field(s)
Done no text no text

Authorized User Information

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Authorized Users
Authorized users can make purchases with the card. However, they are not the primary account holder and cannot make changes to the account, such as requesting a credit increase or adding more authorized users. Primary account holders are responsible for the repayment of all debts on the account, including all transactions made by authorized users.
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One-Time Passcode

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One-Time Passcode
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Submit Code

One-Time Passcode

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One-Time Passcode
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Submit Code

Authentication Questions

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Authentication Questions
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Submit Answers

Co-Authentication Questions

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Authentication Questions
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Submit Answers
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Do you want to cancel the verification process? Doing so may delay the processing of your application.
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Application Completed

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We encountered a problem and cannot process your application at this time.
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Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.

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