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Home Equity Loan
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Current Mortgage
2nd Mortgage (if applicable)
Please answer the following question(s)
For your Loan application to be considered, you must either be a member or be eligible to become a member of AmeriChoice Federal Credit Union.
TO BE ELIGIBLE TO BECOME A MEMBER, you must meet one of these requirements:
TO BE ELIGIBLE TO BECOME A MEMBER, you must meet one of these requirements:
- Live, work, worship or attend school in Adams, Cumberland, Dauphin, Lebanon, Perry or York County, PA.
- Have an immediate family member who belongs to AmeriChoice* or who lives, works, worships or attends school in Adams, Cumberland, Dauphin, Lebanon, Perry or York County, PA. (*Some restrictions apply, for questions call 1-800-240-4364)
To verify your identity, please provide the following information:
We apologize for not being able to verify your information. Please contact your financial institution for further assistance.
Application Cancelled
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Applicant Information
Tell Us About Yourself
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Reference Information
Contact Information
Current Physical Address
Property Address
Financial Information
Monthly Expenses
Upload Documents
If you have any documents you would like to include with your application, you can upload them here. (Acceptable document types are: .pdf, .jpeg, .jpg, .png)
Expected Monthly Expense
Declaration
a. Have you ever been declared bankrupt or filed a petition for chapter 7 or 13?
b. Have you any outstanding judgments?
c. Are you a party to a lawsuit?
d. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
e. Have you ever had any auto, furniture or property repossessed?
f. Are you a Co-maker, Co-signer or Guarantor on any loan?
g. Is Your Income Likely to Decline in the next two years?
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
Almost Done
Almost Done
Please complete the account funding to activate your account.
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Funding later may delay account activation
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Funds Pending
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Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
*Required Field(s)
Done
Co/Joint Applicant Information
About Your Additional Applicant
SSN IconLock
SSN IconQuestion
Reference Information
Contact Information
Current Address
Financial Information
Monthly Expenses
Upload Documents
If you have any documents you would like to include with your application, you can upload them here. (Acceptable document types are: .pdf, .jpeg, .jpg, .png)
Co/Joint Declarations
a. Have you ever been declared bankrupt or filed a petition for chapter 7 or 13?
b. Have you any outstanding judgments?
c. Are you a party to a lawsuit?
d. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
e. Have you ever had any auto, furniture or property repossessed?
f. Are you a Co-maker, Co-signer or Guarantor on any loan?
g. Is Your Income Likely to Decline in the next two years?
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
*Required Field(s)
Done
Protection Product Information
Optional Protection
Select the products you'd like to review further. You'll have a chance to discuss in detail when finalizing your loan.
Review and Submit
Review and Submit
Home Equity Loan Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Property Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)
APPLICANT: If you have a special Loan promotional code, enter it here:
Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Authentication Questions
Co-Authentication Questions
Application Completed
reCAPTCHA Verification Failure
We encountered a problem and cannot process your application at this time.
Error: E-004
Error: E-004
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
Access Denied
We apologize that we were unable to submit your application. Please contact your financial institution for assistance.
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